First of all, it should be remembered that restructuring is an operation that consists in debasing a household when the debt ratio is too high and the rest to live does not make it possible to settle all the expenses. In addition to buying current credits (real estate, conso, reserve money …), it is possible […]
A loan binds all the signatories of the loan agreement . However, there is nothing to prevent one or the other member of a married couple under the community scheme from subscribing to a credit alone . Subscription by a single member If the loan is signed by one of the spouses without the consent […]
Lease debts can be a big burden on the nerves. You give the landlord, after setting a deadline, a reason for termination. If you do not pay your rental debt on time, you have to give up the apartment in the worst case. The landlord can easily enforce his claims in such a case by […]
The banking risk analysis differs according to the type of real estate purchase. Thus, the calculation of the debt ratio will not be the same whether you buy your main home, your second home or you realize a rental investment. Focus on the study of a rental file and the method to calculate the debt […]